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Financing

Ally

Synchrony

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Synchrony is one of the nation’s premier consumer financial services companies.
Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

1. Subject to credit approval. Minimum monthly payments are required. See store for details.

For all promotions: Qualifying purchases must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time the first purchase posts to the account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Apply Online

Wells Fargo Home Projects®

The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender. To apply for financing of Trane products and services, please click the image below.

60 Month Financing with Approved Credit

*Applies to Wells Fargo financing. Only on deluxe and above Trane equipment. No discounts available. Restrictions apply. Call for details.

wells fargo financing

Carrier® Credit Card

A Carrier® credit card is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender. It is a convenient way to pay for goods and services. To apply for financing of Carrier products and services, please click the image below.

carrier financing

Microf Financing

microf financing

Click here to download our Microf Approval Process Guide!

Click here to learn about Microf Proof of Income!

Apply here for Microf financing!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.


Eligibility Requirements

Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy.

The following documents are accepted as verification of eligibility and are needed to complete the approval process:

  • A completed online application
  • Proof of income

For more information, please visit www.microf.com or call 855-MICROF1 (855.642.7631)

Why Choose Us?

We stand by our 100% customer satisfaction guarantee

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Professional Staff
Our highly trained and certified AC technicians are dedicated to offer 5 star AC & plumbing service every time.
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Award Winning Service
We're humbled to be considered one of the top air conditioning & plumbing companies in the McComb area.
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Hassle-Free
We worry so that you don't have to. We offer stress-free service calls and AC installations.
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BBB Accredited Business
We have been fully Accredited by the BBB for over 10 years.

What Our Customers Are Saying

Honest, Knowledgeable and Hardworking

Brendon, the plumber, is the absolute best I have ever worked with. Honest, knowledgeable, hardworking. Nice to see these days. Have recommended him to the landlord I work for concerning plumbing problems.

Laurie E.

Professional and Knowledgeable

The repair guy was very professional and knowledgeable. He repaired my system and it’s like new again. I will definitely use Southern again and I will tell family and friends about my experiences. Kudos to Southern!!!!!

Cap E.

Courteous and Professional

Our guy came out and did a great job per usual! They are always courteous and professional. We appreciate their attention to detail and how they never leave without solving the problem if possible.

Leola B.